DISCLOSURE & DISCLAIMERS

Exempt Market Investment Risk Disclosure

Investment products sold in the exempt market are high-risk and are not guaranteed. They are not insured by the Canada Deposit Insurance Corporation (CDIC) or any other government deposit insurer.

Before investing, clients should carefully consider the following:

  • Exempt market securities are not covered by deposit or investor protection insurance.
  • Regulators do not review offering documents for completeness, and in jurisdictions where an Offering Memorandum is filed, it may not be reviewed for accuracy.
  • Issuers are not subject to the same ongoing disclosure obligations as public companies.
  • Many exempt market products are illiquid and cannot be easily sold or redeemed.
  • Exempt issuers often depend heavily on key individuals, resulting in increased key-person risk.
  • These investments are purchased under an exemption from prospectus requirements and therefore lack many public‑market investor protections.
  • Each investment may carry additional risks specific to the offering or sector.

There can be no assurance that an investment will maintain its initial value or produce projected income. Investment values change frequently, and past performance may not be repeated.

Leverage Risk Disclosure

Using borrowed money to invest involves greater risk than investing with your own cash. If you borrow to purchase securities:

 

  • You must still repay the loan and interest even if the investment decreases in value.
  • Losses may be larger and could exceed your invested capital.

Clients should carefully consider whether leveraged investing is appropriate given their financial circumstances.

Outside Business Activity (OBA) Disclosure

All non-investment-related business conducted by Representatives of Raintree Financial Solutions (RFS) is conducted outside the capacity of RFS and is not supervised by RFS.

Non-investment-related business includes, but is not limited to:

  • Financial planning
  • Insurance services
  • Estate or tax planning
  • Tax preparation
  • Mortgage or lending-related activities
  • Any services offered through Atlas Wealth Financial

RFS is not liable or responsible for any non-investment-related business activities. Investment products are offered exclusively through Raintree Financial Solutions, a registered Exempt Market Dealer.

Third-Party Resources & External Links

References on this website to third-party products, services, or organizations should not be considered an endorsement. By accessing external links, you are leaving this website. Raintree Financial Solutions and Atlas Wealth Financial are not responsible for the content, accuracy, or security of external sites.

Jurisdiction

This website is intended for Canadian residents only. Information on this site is subject to change without notice. Nothing on this website constitutes an offer or solicitation in any jurisdiction where such offer or solicitation is prohibited.

General Information Only

The information provided on this website is for general educational purposes only and does not constitute:

  • Investment advice
  • Financial advice
  • Legal advice
  • Accounting or tax advice
  • A recommendation to purchase or sell any product

Clients should consult an appropriate professional for advice tailored to their personal circumstances.

Results from calculators or planning tools are estimates for educational purposes only and do not constitute personalized financial advice.

Use of this website may involve submitting personal information. Please review our privacy policy for details on how your information is collected, used and protected’